Posted in Economic

The LIC Privatization

If LIC is on peril on privatization, then so are private pension funds in India such as HDFC, ICICI, Max, etc. And what about the private banking institutions. I was a bank employee myself and I worked for a private bank that was held by seven private and public sector banks with no retail investor. Now the bank is taken over by the parent public bank. I can recall the sentiment of fear and anxiety when private banks came into existence in India in a big way starting from the turn of the millennia. Indeed there was some ground for the public apprehension: one such a private bank, the Global Trust Bank, did go under. But there are others who have outperformed over economic forecasts from right their inception, the chief among them being HDFC and ICICI and UTI (Axis). These banks also have entered the insurance industry and stock markets and mutual funds. Should these banks fail, it means the end of India as a nation: that is how big these private institutions have grown into and spread wings (branches) pan India with roots well entrenched in strong fundamentals in the country as we have had the Indian public stand eyewitness to their taking babysteps from day one to expand into impressive institutions with global reckoning. So much so that it is private banks such as Axis, ICICI and HDFC that are most efficient today than the nationalized ones who are mostly queued up for mergers as they show heavy balance of the Non Performing Assets (NPA) accumulated over years. The private banks have been harbingers of modernization and computerization, taking technology to grassroots level quicker than public banks. Their banking service is considered benchmark today in entire banking industry. They dispense more cash with an impressive network of ATMs which is a proof to their liquidity, and their processing and disposal of loans etc., is much faster. When it comes to cards issue, they are par excellence with international validity that cannot be matched by nationalized banks. Indian citizens now prefer equally if not more the private banks, and this is by no means any exaggeration. In other words, the private banks of India today have metamorphosed into pioneer financial institutions of the country within very short span of time.

In life insurance and pension industry as well, we have participation of PNB Paribas tied up with SBI, HDFC, ICICI, Axis tied up with Max, etc., that have come out with credible results and performance. Not all are unit based funds. Mutual funds as well stock markets too see a healthy participation from the private banking sector over the government owned financial institutions.

India’s has been a mixed economy with both the government and private entrepreneurs working in tandem to cater to public demands. This is how our national economy has been operating since the dawn of our independence. Before Indira Gandhi nationalized the private sector banks in the year 1969, the Indian Overseas Bank, Indian Bank etc., were privately founded and managed by efficient hands turning out profits. In fact, the May Bank of Malaysia was founded by Tamil Chettiars which was nationalized at a later date by the Malaysian govt. The May Bank was the first ever banking institution founded in Malaysian history that is the pride of every single Malaysian Indian. This underscores the participation of the private sector that cannot be written off. Even today conservative private sector banks such as Karur Vysya Bank, etc., are rated best among the industry.

The private banks and insurance industry have been forerunners of some wonderful products (financial) over public financial institutions. Their interest earnings are far better. Their schemes are very flexible and their apps/platforms for trading etc., are user friendly. As for general insurance such as automobile and (foreign) travel insurances, the private insurance companies have a huge presence and may have overtaken the nationalized ones already. You only have to take govt insurance and private insurance for your two different cars and make a claim to discover which is fast and best and more reliable. In the health insurance industry as well, we have private health insurance companies leading from the forefront. The Star Insurance and Apollo collect the bulk of premiums over national health insurance companies.

That brings us to health industry. Who among us is willing to go to Omandurar govt hospital or Kilpauk or Stanley. The private health industry cater to all segments as per our budget: from five star hospitals such as MIOT to the neighbourhood polyclinic with specialists visiting on appointment.

Even in air travel, who is getting the general janata fly from one corner of the country to the other cheap and fast? Only the private airlines such as the Indigo. What stopped the government from founding more economic airlines to service the masses? When a private entrepreneur can operate a budget airline adhering to air safety protocol at profit, why cannot the government. What was the condition of Air India all these years. The former national carrier will be turning a new leaf shortly with the takeover by Tata.

If everything has to be nationalized, we must first down the shutters of some private political tv channels founded with ill-gotten money violating FERA regulations as it has been alleged. We shall have actual PEACE and NO VIOLENCE in this country.

Indians today prefer to enroll their wards in private or deemed (autonomous) institutions over established public universities is it not? Except for the first tier of IIT/IIM/AIIMS and the second tier such as NIIT/JIPMER etc., who among us would want our children attend government colleges. Will those who raise voice against privatization send their children Presidency College and Arts College. Or to Corporation schools or Government schools. I am proudly the product of a government aided State board school. Understandably, the private institutions have better lab facilities these days and employ the best brains for faculty over government universities.

In rural India, it is the private buses that come to the rescue of our masses living in far flung villages with no bus routes. The public transport such as railway may still be miles away.

How many of us have BSNL broadband at home. Why should we go for Airtel or Hathway or ACT. How many of us use BSNL network for mobile operator. How many among us use Vodofone or Airtel.

I am not for Reliance at all, yet I miss the Reliance petrol stations for their superior service and washroom facilities. No IOC or BP or HP outlet in India can match the Reliance standards. Highway travelers will agree with me.

Finally, today it is the private industry Information Technology (IT) that generates and employs a major chunk of our fresh graduates. The word to note is: EMPLOYMENT GENERATION. This is now done best by the private sector be it in manufacturing industry or what you call core industry or financial or tertiary sector. This is also one industry where foreign participation is enormous, that it can hurt us if anything goes wrong ‘on site.’ Public institutions simply do not have in them such a mammoth capacity to absorb skilled labour or they have been systematically weakened over decades by the preceding Congress govt that today they have degenerated into skeleton institutions and nothing more.

Note: Most of private industry have sizeable foreign participation already. Pharma for one thing. Startups such as Swiggy are possible only thanks to foreign investments. We live in an interdependent world: not in an insulated and isolated bubble just by ourselves. How many of us have modular kitchen installed without a foreign collaborated unit. How about our air-conditioner units. Automobiles. Refrigerators. Mobile phones. Even our furniture. TVs and PCs/Laptops/IPads. Dove soaps. Garnier shampoos. Loreal cosmetics. And we talk about nationalistic policies.

How about leaving Hindu temples to Hindus now. Will the DMK government give back our temples to Hindus. Or will they equally take over the churches and mosques, audit them, staff them and use their funds as it has been happening with Hindu temples? All Hindu temples across India have to be given back to their devotees for management. Indian government and state governments have been SHAMELESSLY using Hindu temple money to meet their own selfish ends. If Hindu temples have to be in govt care, then all churches and mosques must be similarly taken over and their financial positions gazetted along with details of Hindu temple fundings. I challenge our governments to do it or hand over Hindu temples to Hindus.

Private Industry such as the Tatas, the Birlas, TVS, Ashok Leyland etc., are hallmark manufacturers of India who have gone on to acquire foreign assets. What was the first Indian company to get listed at NASDAQ in our history? INFOSYS. Who have global imprint today employing millions around the world.

I have not gone into the financial analysis of LIC with relevant statistics for my write-up. My logic lies in weighing the pros and cons. We have encouraging precedents and we are hopeful that LIC will follow a similar path to privatization and healthy zooming profits in future. If this boat is to sink, remember India must go under, God forbid! To empty talkers who have no patience or inclination or facts and figures, ignorance is truly a bliss!

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Until now i have not googled LIC privatization. I am adding a few lines from googling hereunder:

LIC going public is fine but the foreign participation must be capped to 49% maximum with controls resting with Indian hands on disinvestment. LIC has been conservative institution in Indian history. The public reaction on privatization is understandable and must be addressed. Foreigners holding stake upto 75% may carry risk component that can rock the ship. Let PM Modi not forget Lehman Brothers. As financial institutions grow, their expansion beyond boundaries cannot be helped. Joint ventures have to become public listed corporations, etc. Key industries with security concerns such as the Defence, Space etc., and mass facilities such as major rail routes need not have to go in for privatization. However luxury private trains are permissible and are already on operation such as ‘the palace on wheels.’ Along with star rated hospitals, the public health centers (PHCs) need to be expanded for the general public. The private and public industry can co-exist in mixed Indian economy servicing to different segments of our population.

PS: I am no financial pundit or qualified expert to speak on this. Just a housewife’s cue 😀

Posted in Political

Love him or hate him, there is none like my prime minister Narendra Modi.

One moment he is in Manipur, one of the seven sister eastern states of India bordering Burma and Bangladesh. Shortly he surfaces in the western state of Punjab where the safety protocol for the nation’s most important man is brazenly breached. He is made a sitting duck with his convoy, jammed from every side in the highway with traffic freezing all around for over crucial and dangerous 30 min. Security lapse of highest order, perhaps pre-planned? The next morning Shri Modi ji is inaugurating almost a dozen medical colleges in the lines of AIIMS in the south virtually, alongside a classical language university. He is opening expressways and tunnels simultaneously in Jammu, the northernmost country and cutting ribbons for industrial complexes in the hinter heartland of India. Takes a break to hit Varanasi for a temple visit and rounds off the day addressing the business community/entrepreneurial sessions online. Diplomatic affairs are handled with equal finesse in the sidelines. Not to forget that the country lost our valuable COAS only very recently, that must be weighing heavily on his mind. A million issues crave for his attention. He is tugged here and there: but he goes with it all giving everyone and everything his hundred percent. That is my prime minister Shri Narendra Modi ji. I have not had a prime minster like him in my memory. My country India is the seventh largest and most diverse nation in the world. We are also the world’s largest democracy with a population of an estimated 1.3 billion. This is our busybee PM Modi ji, at70+, who hardly sleeps for four hours a day even in this pandemic, which is the reason we Indians are going to sleep in sheer bliss: we are in safe hands, that of our prime minister. He will see to that we have our peace and security as he stands guard over our nation even as we the citizens raise such a hue and cry ever since the Covid invaded our spaces in the year 2019. Through the intervening period, the man led the nation on an unparalleled campaign of administering over a billion corona vaccine doses, indigenously produced or made in India, all the same exporting the lifesaving vaccines to dozens of world nations. He just turned the country into missile exporting elite. He wouldn’t miss the awards ceremonies in the Rashtrapathi Bhavan honouring the unsung heroes of Bharat from all walks of life: from the noblest teaching profession in village to the native tree sapling planter. He neither forgets our sportsmen nor our army men, leave alone the artistes and artisans through the length and breadth of the country. From tribals to the enterprising youth and agrarian/pastural rural population, he engages with them all at every stage. Through all his busy schedule, our prime minister still finds time to address the children of the nation with his ‘Man ki bhath.’ He is an avid Yoga practitioner and a vegetarian. He is dynamism and hyperactivity rolled into one for his age! I am yet to come across a single young man as hardworking and driven as my prime minister is in his seventies. Touchwood. He is in my everyday prayer. After all, Shri Modi ji is in his retirement age already. He could have opted for the safer, easier way out. Modi ji is clearly the man on a mission.’ A follow-up of his You tube channel can let you know how this man born and bred for India, leading a frugal life, is easily one of the finest leaders India has ever had. It is easiest to criticize or point fingers. To achieve what he has, one has to have monumental mental strength and grand vision. My country is mammoth and chaotic. In all the chaos and confusion, India still has her character. To head my nation and propel us towards prosperity, encountering adversity at every step is no cakewalk even for elected parliamentarians. We are surrounded by China and Pakistan – our hostile neighbours. Border skirmishes bleeding us day in and day out are our routine. There are betrayers within our boundaries who would like to see us blown to smithereens. The stewardship of my colossal nation is therefore a Himalayan task literally. Anyone who does it bravely and surefooted like my prime minister Shri Narendra Modi ji and that too with his kind of elan, deserves a standing ovation. Clearly he is head and shoulders above most world leaders. It is unfortunate that the corona pandemic has to be dealt with in his golden period. Or perhaps it is a blessing for us Indians that we have dynamic leadership at this point of time. This is also the time for us to let him know how much he means to us Indians. As the delta variant and omicron are raging around us everywhere, let us take a moment to let our prime minister know how dearly he is loved and respected. May you be blessed with a hundred years Shri Narendra Modi ji! Take care, the nation is with you.

Posted in Socio-Political

An Appeal to my PM Modi: Extend MNREGA to Marginal Artistes

No, this is not my idea. Happened to read of the suggestion put forth by a social activist vocalist. I second the opinion. If you take even the case of just Tamil Nadu, the state temples that are mid to considerable area size and those ancient and heritage sites, employ nagaswaram and thavil vidwans to play in their precincts. I am not sure whether these artistes count as govt staff in the temples that come under the ambit of Tamil Nadu Religious & Charitable Endowments dept. Generally those serving as office bearers in the temples managing the day-to-day affairs of our holy places are drawing govt salaries running into thousands of rupees every month, surpassing those of the archakas (priests) who may be most instrumental in the running of the temples. It can’t be a problem to bring under staff role the marginal or part time artistes working for the temples under govt admin. After all, our state govt is syphoning off all our temple funds and using our fundings for their own agendas. This is also an issue that the tamil nadu state govt must look into.

I understand that the marginal artistes who play mostly in temples and hindu weddings have been hit hard during the pandemic. With them those who take the beating include the street performers, etc. While the pandemic saw many artistes switch over to online media to continue with their profession, the marginal ones who have no access to information technology and/or those who are not tech savvy have been left behind to fend for themselves. There are NGOs who are pitching in to help their causes but this hardly suffices. Simply there are too many, many of them, and pan India, the figures could be mindboggling. These may include folk musicians and dancers, street performers, tribal artistes, village troupes etc. Without govt support and aid, the arts that these artistes sustain may perish with them. We are at a critical juncture presently. We never expected the pandemic to be running such a vicious course spanning years. This has taken a heavy toll on our economy. The worst hit are from marginal quarters. The marginal artistes have been out of job for months now. I like the suggestion that something similar to MNREGA must be in place to support the marginal performers/artistes. Of course this is not the first time, I am hearing of this idea. I find this cause very merited. I learn from media how Modi govt has been aiding economically in installments eliminating various levels of dispensing, directly reaching out to the marginal farmers. Dear Prime Minister, Shri Narendra Modi ji, my humble request to you is to look into the case of our marginal artistes similarly. You are doing a lot I am aware, you will be doing yeoman service for the survival of our rural and classical art forms that need to be passed on to the future generations by the struggling artiste communities if you can help them in anyway at this point of time. The state aid could cover marginal artistes such as musicians/stage performers and also visual artistes. A while ago I was watching the folk music of third gender artistes from Karnataka and also those from the Rajastani deserts playing sarod on the sand mounds of the barren landscape. Should their artforms die because of covid.

There is one more group of artistes that comes to my mind. This may include those like the light boys, makeup artistes etc., who could be employed in entertainment industry. There are also many who take up small roles – the small artistes, who have been out of job since covid struck for the first time. This third group is equally devastated by the corona surge.

Should we allow this to happen. A lot of critical issues could be vying for your attention Ji, yet I plead with you to give the dying marginal artistes a mere five minutes of your thinking. The marginal artistes of India deserve your timely aid. I am aware, the concerned states have their share of responsibility in the matter. Still please do something in your capacity for the marginal artistes. Something like MNREGA for marginal performing and visual artistes is not a bad idea. Please rescue from their hopeless situations. Thank you!

I got inspired to write this post from a carnatic vocalist turned social activist. I am listing a couple of art forms/marginal artistes who I came to know of from following him, just to show you how diverse India is and how vibrant our arts are. Dear Prime Minister, are you listening. These marginal artistes need your attention and help by way of financial aid in the lines of MNREGA- the minimal employment guarantee scheme of hundred days.

  • Thoorpu Bhagavatham (Andhra) – this theatre form is about to die completely for lack of patrons and aid support
  • Folk music artistes from Barmer, Rajastan including sarod and dholak players, etc.,
  • Jogappas from Karnataka (transgender folk musicians

And these are just a handful I am talking about who have been deprived of decent living because of the pandemic.

Posted in Political

What India can learn from Middle East – Part 2: Food & Restaurant Industry

Every meat eater’s dream food is Shawarma, the smoked meat which is common sight everywhere in Middle east whether it is street food stall or star rated hi-end restaurant or food court in a mall. Even in India these days, after Biriyani, shawarma comes a close second for avid connoisseurs of meat as most favourite food. The meat in question here whether chicken or beef or turkey or whatever keeps rolling over pit fire or open lit oven roasted endlessly to deep brown perfection which means, the meat is just as crisp and juicy as the food lovers would want it to be. I have no idea frankly as a vegetarian from birth, but the men in my family simply loved shawarma (although they have left it now for health reasons) !

These days the grilled sliced meat dripping with greasy oil is kind of conspicuous by its absence! Or may be it is there but it is no more that brownish perhaps… Another change in restaurant food, fellow Indians must have noticed is that, not even our tandoori naans are that crispy or browned in recent times. We aren’t eating out much because of covid, but once a while we do dine out at restaurants that aren’t very crowded. So why are the tandoori rotis a bit soft? Have the chefs lost it? Have the chefs switched jobs? Is that the electric tandoor they are using?! This is what flashed in my mind when I saw that my rotis were no more flaky and looked kind of softish, with no browning in middle east. Normally I love the north Indian food here better compared to what is available in Chennai. The cuisine we have in restaurants are authentic with representations from Gujarat, Punjab, Delhi, Mumbai etc., and a few even used to have live music (!) Yeah my top pick used to be a restaurant that got artistes from India to render ghazals and Bollywood numbers! Fine dining thy other name is north India!

Weekend lunch today was at an Indian restaurant for us where we expected a welcome drink. We were told that the serving of punch was removed from menu after covid struck. I further learnt that, tandoori rotis are no more browned or blackened crisp for health reasons. Health inspectors saw to that this does not happen in restaurants, with due vigilance. Overcooking or roasting to deep brown meant carcinogen in our food that is linked to cancer. So now I understood why the shawarma is no more spinning so fancily to that brownish crispness over coal embers or electric oven! We have a meat eater nation in question; meat loving people who cannot do without it. But how such a basically beef consuming country so willingly adapts health safety protocol really impressed me. The locals have no issues. It means the food in the platter will be a little less tasteful than before, but nobody is complaining.

Smoked food linked to cancer for its presence of carcinogen is no latest news. But who would have given thought to stringent enforcements of health safety standards in food industry or restaurants.

In food industry we have something to learn from gulf countries. The discipline with which the residents accept the latest food reforms (i don’t know if ‘reform’ is the right word here) is impressive. A battalion of officers make sure that the health safety standards are adhered to with their thorough checks on restaurant kitchens. Barbeque eating places are admirably coping well sticking to new prescribed standards. One flouting of rules and regulations, and the business could get sealed for ever. No favouritism whatsoever. How every single small issue is accorded significance in arab countries really moves me. Welfare of the population is the government’s highest priority, the way it must be.

I am not averse to drawing the best from anyone or everyone. I think we all have to grow in whichever way possible and wherever and whenever.

Posted in Political

What India can learn from Middle East – Part 1: Economy, Banking & Telecom

When we Indians fueled by our mainstream and social media are gloating over Twitter chief coming from India, among other global CEOs born and schooled in India, it may also be time to point out some brutal facts to which we close our eyes and mind: that these top men are probably picked for the markets they may represent or market share they may help cultivate/retain. This can be simply a matter of management. Clever management. However, our Indian government has a lesson or two to learn from the Arab countries in Middle East who have viable economies outperforming ours. A quick peek here into the Arabian Gulf:

  • Google pay is banned in the richest arab nations. Only proper banking channels can be used for transaction purposes including for funds transfer. The phones assembled in the middle east do not even have access in Google playstore/Apple to download the app. Whereas in poor India, our banks are losing heavily to apps such as Phonepe and Googlepay and now even to Whatsapp pay. There is simply no Wallet concept in middle east. All financial profits belong with the banks that do not share a cent with the Google or any other nonbanking entity. Now you know why Google CEO is Indian.
  • No Whatsapp calls are allowed to go through in the oil rich arab countries. In some gulf countries, whatsapp calls are possible with vpn downloads. But in most arab nations, whatsapp calls don’t work even with vpn. Only whatsapp texting is permitted. Rule applies for Skype/Viber/Google Duo/Facebook Messenger calls or whatever with the telephone departments still staying alive and ploughing back profits. Ban on social media calls also is enforced strictly for security reasons. The encrypted calls are simply a big no-no. Transparency of highest order is followed in telecom sector.
  • No Amazon office is open in Middle east. Only old fashioned courier services like DHL and local ones cater to delivery line. Local businesses flourish not fattening up Jeff Bozos with many more million dollars as India is doing. In case you order something from a Facebook seller, then the delivery happens not via Amazon, that is the point. There is no local Amazon website that I find to be strange, but Amazon India or Amazon US is accessible (although you cannot place order for delivery within middle east).
  • No startup apps in the lines of Dunzo for local delivery or shopping. Orders have to be placed straight in the website addresses or over phone or via whatsapp and the business houses may take to deliver door to door the orders placed/received. Rare exception is the restaurant food delivery app (of Swiggy kind in India) that caters to the tastebuds of the arabs within minutes from multicuisine restaurants!
  • No subsidized broadband connection is possible in middle east. The charges may not be steep but not cheap either as in India. You cannot afford watching pictures in mobile or gamble as big percentage of ignorant Indian population is doing with their smart phones. Quality of internet usage is therefore efficient. Luckily the arab countries do not have an Ambani like from Reliance who their governments have to patrionize.
  • Phone call clarity is too good in middle east. Recently when I flew back to India, I noticed a strange phenomenon. The local calls made from my mobile phone were not clearly audible whereas my whatsapp calls were crystal clear. I inquired on this with my friends who confessed to a similar experience. When the phone calls even from our latest upgraded phones were not as clear as whatsapp calls, we were forced to switch to whatsapp to make our calls. Or was this the idea at all? Our calls are now commercial statistics for businesses. I wonder whether the purpose of muted or inaudible call owing to poor connection is deliberate. Are we Indian citizens discouraged from making regular phone calls from our mobiles? Are we subtly coerced to make whatsapp calls? Are we led to buy data packs from mobile operators? What about our privacy. For a fact I am aware, our local calls are more secure than the calls made through whatsapp.

So in short, all our Modi govt has to do is to boot out Gpay from India alongwith Amazon. Broadband rates need to be revised. Telecom industry is in dire need of a revival for which, the data packs must not be subsidized. Neither should broadband connections through private operators be.

Whether we really do ‘make in India’ or not, we can at least do something not to UNDO India. We can follow the Arab example to protect our local economy and save the domestic business community. Our small and retail traders and cottage industries need our government’s backing. We cannot allow ourselves to succumb to multinationals. We cannot sell the interests of our nation for a pittance. China has lived without You Tube and Google for years. Social media and IT companies and multinationals have to work in tandem with out national economy. They must not be allowed to mint money at the cost of our banks profits. They should not be driving out of business our delivery services and small scale industries. Arab leaders are not talking much and giving sermons from the podium like our desi leaders do, but they are doing a wonderful job nevertheless. Here, the multinationals heed to the local laws or get kicked out. Now, that is patriotism to me.

Posted in Political

CDS Killed In Chopper Crash

Sad day for the nation as CDS General Bipin Rawal is killed in copter crash in the Nilgiris. Conspiracy theories will play out in this high profile air accident that has taken a heavy toll of 13 Defence personnel (with one military officer fighting for his life in hospital), the top military brass of the nation. Could it have been the joint project of China, Pakistan and Sri Lanka. Sri Lankans still have not learnt their lessons, for it is not even a week since a Sinhalese man was lynched and burnt in Pakistan. This is the kind of nexus they are seeking, keeping India out of the loop. Submerged in mounting debts against China, Lanka is at the point of breakdown. India has to be wary as China has surrounded us literally: buying out wholly Pakistan, Sri Lanka, Nepal and now even the Maldives. But one great advantage with India is that, we are battle-hardened. The chinese can manipulate us and win the battles, yet we shall win the final war if it comes to that. I will not underrate India against China. Neither has China passed the acid test of democracy. Someway along history this has to happen, and when that happens, China will break up. Meanwhile, India has to launch in-depth probe into the accident. Generals can’t die this way. To me, this is war against India. India has seen far worse scenarios: having had PM assassinated when in term, PM dying in office mysteriously in foreign tour, PM hopeful assassinated, director of atomic research station killed in air crash, scientists dropping dead just like that. We have survived every time and we shall, this time as well.

Posted in Political

The Antivaxxers Theory.

I don’t know about the antivaxxer community in the US. I guess, the men and women who refuse to get vaccinated in America are more bothered about violation of their physical body, not wanting unknown foreign substance in their system. The Americans are known for upholding individual rights or freewill. What about India. There seems to be a lobby working even here who are against vaccinations. One religious group in Kerala for instance reportedly have not been administering even polio drops to their infants. It is this group that is the fastest growing population in the entire nation with highest fertility rates. Imagine the damage that is waiting to befall on us should things go wrong. We have been believing, polio has been abolished from Indian soil. The same group could be a reason for unbelievable number of Covid cases in the state (refusing vaccines) although their communist government would like to shift the blame to gulf-returnees. The fact is that, every single expatriate working in middle east has been vaccinated far earlier than resident Indians. We may be going for a booster dose shortly. Chances of NRIs bring the coronavirus from Arab countries to India must be very slim. The ruling state government of Kerala probably would not want to point fingers.

India has had an ambitious immunization drive in the last few decades. There is an interesting angle to antivaxxers case in India. Most Indian adults of voting age have been brought under the tax net by Modi govt with Aadhar and PAN linking. Or in short, a lot of regularizing or streamlining of the Indian economy has been happening ever since the BJP govt took over for the first time in 2014. This means, individual identities can not be easily forged although this is happening in sporadic cases. There have been instances of procuring Aadhar in our north east sister states by illegal insurgents. Barring these isolated cases, there is no scope for hiding in loopholes denying your existence in India anymore. Every single Indian citizen is now brought under one legal umbrella where he/she is accountable for his/her actions. Accountable to every penny. There is still however a small percentage of our population who can escape the trap by filing form 15G etc., or not filing any returns at all. There are housewives (like me even) and small-salaried who do not pay income taxes (for earning nil or minimum untaxable incomes) yet. Then there are the jobless. There are the preteens from who we have a miniscule percent of juvenile delinquents. There are private practitioners of various professions, trades and arts. There is a burgeoning lower middle-class. There is this huge chunk of blue colour population. While all these may have their Aadhar identity, they may not necessarily have a PAN. Apart from Aadhar, India allows for numerous other IDs such as the Driving Licence (DL),Voters ID, Passport etc., for identification and address verification. A second set of IDs of secondary nature are our LPG bills, Phone bills etc., that we may pay for utility.

What the Covid vaccination does is, bringing into record the entire Indian population with their legal IDs. When I first registered for my first Covishield in India, I was asked to produce my Aadhar card. For my second dose, the first used ID was rejected. I had to necessarily flash my second ID for which I used my Voter card. I have now added my passport to my Vaccine certification. So in effect, three of my IDs have been effectively linked to my covid vaccine certificate by our Modi government! Very smart! An irrefutable proof of individual IDs or Indian citizens in this case is established. Illegal residents such as Bangladeshis in India will have to work double hard to sieve through this tight closing net. Any foreign national on the run in India cannot for long disappear. A main reason for anti-vaccine community to gain grounds is supposedly this, although our leftists would like to term it all yet another case of deprivation of individual liberty.

Number of conspiracy theories are doing rounds about covid vaccine records and stats. Sometimes even the skeptical me would wonder whether plans are afoot to depopulate Planet Earth!

Normally, I am opposed to vaccines. As someone born in late 60s, the only vaccine I took was for Small Pox which is long since eradicated from Indian soil. I vaguely recall my school giving me annual Malaria shots when it poured cats and dogs for successive monsoons in the early 80s. I haven’t even taken the anti-hepatitis shots although the men in my family have. Covid vaccine is my first serious vaccine really.

It is also true that not only is it in India, but in entire world the masses will be profiled undoubtedly with the vaccine information we provide to our governments. Our age bracket, our medical history, our indisputable IDs all give our sleuths voluminous material to grade us or track us. I just cannot dismiss the book 1984 by George Orwell out of my mind. I do feel like collared sometimes, tagged, like we radio-collar the wild animals in the bush or the cattle and sheep that graze in grasslands. Someone, our big brother, is watching. However, I relax in the thought that I have nothing to hide or lose. I am transparent and I have no reason to fear my government or law and order. I am not that worried about individual freedom that I wouldn’t want to comply with safety regulations which are for my own physical wellbeing. I have to stay alive to argue about suppression of human rights! Corona has me pinned to the floor. I have no choice but to go with my govenment.

The data that we file such as our vaccination records that carry our ID information and other private details such as previous medical history also is now going global as we fly to our destinations worldwide. We sign documents online and we register in various portals as we have to take off and land in different airports. We have downloaded covid apps in practically every single country and the bluetooth surveillance tracks our every move. We need permit to enter any space. Connecting the dots, I can hazily make out a global consensus on earth’s population. Classified data! Mindblowing stats which may otherwise be impossible to collect! How many inferences to intrapolate and extra-polate with all those jumbled figures! So what are they going to with all these numbers???

Sometimes I am glad that we have someone showing resistance at all to anything and everything. This could be a very small percentage but we need this kind of naysayers for our own benefit. We don’t know what lies ahead. We are instilled with a fear our parents and grandparents never knew in their lifetimes: the fear of the unknown.

As I blog this, the latest variant Omicron is hitting headlines around the world. One more story of negativity and psychological terror. Will we ever know normal times again? When will we achieve the herd immunity.

Many in India and the US criticize anti-vaxxers but covid vaccine is not in the same class as polio drops. There is a world of difference between the two. We need extensive research on certain issues that our media would not deliberately pickup. I am sick of the Indian tv channels that have become the mouthpiece of those in power. Real debates are not happening, what must be discussed is not spoken about.

Not even national security is strong enough reason to collect individual data the way world nations have been piling on since March 2020. Meanwhile covid is still here. How many more booster shots, nobody knows. How many more forms to fill and sign in, who knows. The only thing we haven’t affixed so far in our covid certificate is our right thumb impression.

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Why are Indian mothers worried. My friend’s healthy daughter in her twenties in India went for double shots spaced out. She was having regular periods until then right from her menarche. Ever since taking her covid shots, the girl is having irregular periods. Her second dose was months back. After 6 months lapse finally her cycle is falling back into regular pattern. First 3 months, nothing. So is there a connectivity at all with covid vaccine and fertility. Research in this area vital with figures collected for conceptions made by couples after administration of both doses of covid vaccine.

Posted in Socio-Cultural

The Swamy Photo Shops (Swamy photo kadai)

This is not about photoshop but about shops that sold photos or pictures.

We Indians are way too familiar with photo shops that line our temple streets and the temple towns where framed pictures of Hindu deities of all sizes are painted-printed to be sold for a price to the devout. Practising Hindus revere two relics in the puja (home service or altar): framed pictures from the photo shops and/or ‘vigrahas’ (small stone/metal carvings/sculptures/idols). We inherit some as heirlooms passed over for generations in the family; we go for the latest prints of our deities as well to suit our home decor. There are then the laminated ones for our desktops. There are photographs from temples of the murthis as well. Photo shops cater to our devotional cravings and there are some of us who are even ‘collectors.’ I have friends who boast of collections of Tanjore paintings that have been the rage for some time. Personally for me, the Tanjore art is for aesthetics never for Puja. Nevertheless, I love to browse through these religious photo shops that have a variety to choose from: the black & whites to enameled and embossed works with silver and even gold filigrees. Gods and Goddesses at their finest! I have even feasted my eyes on rarest depictions of Raam, Lakshman, Bharatha, Hanuman in which Raam is not at all looking good! There are antique finishes in photo kadais although now I am not sure whether the faded look is manufactured digitally these days. I wonder where the sepia tinted Lakshmi and Saraswathi from my parents’ home went. The ageing of those pictures was natural lending them an ethereal look. I do now have the Raja Rajeshwari like a reigning queen in my puja, from my in-laws home that has been with the family for over a hundred years. I have not retouched it or tried to restore it. I merely changed the frame as the old teak one had given away and the picture was exposed to damages.

As a Mylaporean, I have spent hours and years walking in the four Mada streets looking at the swami photo shops. Dutifully every morning on way to school I would say a small prayer to all the deities that graced us girls from within the wall of those shops. The frames then were wood. Now what we have for frames is either metal or plastic variant that however comes with a wood finish. Except for the artistically done Tanjore painting that is hoisted over teak frames, none else merits a wood frame these days.

The city has swami photo shops in every locality but it is those in Mylapore that are always special to me. I also have the habit of getting at least a small photo or vigraha from whichever temple town I visit like for a memento. My Puja articles such as bronze/copper diyas, deepa aarthi etc., are from the temple town of Tirupathi. In my parents’ family, always the puja paathiram (articles) for the newly wed were gotten from Alarmel Mangapuram in Keezh Tirupathi even if we daughters of the family were also gifted another set in sterling silver (as ‘seer’) (that we would secure in the bank lockers to use only for our kids). Years of hoarding small framed pictures and vigrahas have added to my collection and now my puja has become a bit staggering! Not really, but I wish I could keep it modest. However, every swamy photo in my puja can tell a story. Nothing was bought over the counter like a commodity. Guruvayurappan came home for instance from Guruvayur, where in 1996 I and my husband gave ‘tulabharam’ to our son in the temple. By the way, the kadai veedhi of Guruvayur is spectacular with the perpetual air of festivity about it !!! A second time, I got a small pair of Kerala kuthuvilakku from the same Guruvayur sannadhi street.

Tirupathi sannadhi street/kadai veedhi was a craze for me when we used to go to the seven hills every year for a darshan. My Mallikarjuna is from Sri Sailam, Kanaka Durga from Vijayawada, Udipi Krishna from Udipi, Mookambika from Kollur, Sharadhamba from Sringeri, Lalithambika from Thirumeeyachur. Satya Narayana was lovingly gifted by my Chithappa (as I observe the Pournami vratham) who also with my Chithi gifted me the first ‘traditional five’ photo: Pillayar, Lakshmi, Saraswathi, Murugan and Perumal. We all start our life (thani kuduthanam) with those basic five in single frame! No business runs in India without these five who are important for success in any and everything. Another prized frame is Lalitha Parameshwari, printed from handdrawn painting by the Sringeri seer. That edition is sold off now. Our Arni Perumal (from the Shiva Vishnu temple of our family whose presiding deity is Perumal, with Shiva in a small sannadhi) is juxtaposed against Tirumala in a framed picture in my puja, due credits for which go to a cousin for his literal photoshop work. Arunachaleshwara is from Thiruvannamalai. I have Varahi from the Varahi homams I attended for years every Amavasya. I have Sarabeshwara again from my chithappa both of which I was discouraged from having. A believer in forgiving gods and never in punishing ones, I went ahead with having them and they are with me for over 15 years now. In the Padikasunathar temple near Kumbakonam, the archaka returned our mint fresh 10 rupee notes after placing them in Shiva’s feat that I framed for puja. Looks as if I am worshiping Gandhi, but then why not. Love him or hate him, he was an exceptional humanbeing. Perhaps not a cult guru but a guru nevertheless.

There is something in our family puja (in our community) that is not sold in shops, and this the shivaite sign of our family tree representing our Kula deivam. My mother used to do ours in a wood block anointing it with turmeric and vermillion but i decided to paint my in-laws’ heritage in yellow and red symbolically in a piece of wood. This is a distinct mark of our lineage and although now I am trying to wriggle out of these binding roots, I respect and revere them immensely. Our Arni ancestral home is like a repository for aged swami photos handdrawn and/or painted originally supported by teak or rosewood frames. I picture the great grandfathers and their wives and families in this house whenever I visit. The palatial home had once mounted within its high ceilinged, beamed and pillared spaces, original Ravi Vermas. Or perhaps very first copies from an era when colour photographs were still leagues away.

There are connoisseurs of God’s pictures like these. Serious collectors. Like those who go for offbeat Meenakshi Sundareshwara, Kanyakumari, Ma Durga etc . I recall Devi names among other protective avatars during my everyday puja. The deities whose names I chant aloud have surprisingly made their way to my puja. That is how Annapurna reached me from Kashi/Varnasi, and Vaishno Devi reached me from Kashmir. I have even Pashupathinath from Nepal received as gift. These last three are in my puja in middle east. I love looking at puja of friends. I love the oldest/ancient pictures and the inheritance mostly. Tanjore paintings are not really my cup of tea. They do not serve the purpose being ornamental, so far as I am concerned. But I do have two. My chithi chithappa gifted me the baby Krishna for housewarming. My friends gifted Radha Krishna for my son’s wedding. Tanjore art though brings in good vibes.

An important itinerary of my girls gang temple tour is a walk through the mada veedhis or the sannadhi streets of our temple towns, taking stock of framed pictures, antique shops, trivia shops that sold the old parama padham, pallankuzhi etc., the bronze and the copper shops, the claypot shops. I love this kind of nostalgic trips always. With friends, it is even best. It transports me back to the 80s. For Kabali temple utsavam, my grandma used to give me two rupees every year. I used to buy peacock feather from the gypsies with the money. Now i greatly regret it. How many peacocks were forcibly plucked for their feathers! But the thiruvizha kadai veedhi on utsavam days still stays fresh in my memory. The ‘theradi.’

A visit to the temple where I used to frequent every single day of my life until I married washed me over with memories of photo shops. This is still good business as I noted. I walked into one and picked up a bright print on impulse. The shopkeeper asked me if I lived nearby. I said, I did until 28 years ago. Some of my swami pictures are from this shop – the ones that my chithappa gifted. I told the man I used to stop even at this shop everyday for a quick blessing from the divine on my way to school. The owner chuckled saying it was common in those days.

I thought how many small trades India supported. How many varied occupations survived in India, the likes of which you cannot find in any other corner of the globe! How innovative! I think the charm of India is this. I just did not have the heart to move out of the small shop where there was hardly room for more than a couple to browse comfortably. I wanted every single picture of God from the shop! What a beauty is this Sri Rama Seetha Pattabhishegam. I remembered I still did not own one! The dull finish handpainted one was priced at 9k so for the moment I have postponed my swami photo shopping urge. There are many, many more like for instance the Shiva family. The romantic Muruga with Valli Deivanai with the peacock making a beautiful backdrop – a rare angle handpainted frame. Krishna grazing and playing flute. Bala. Lalitha. I loved the different depictions as well, not the conventional always.

Swami photo shop windowshopping reminded me how retail therapy alone is not solution to everything (for bored housewives especially)! At the end of the day. our heart knows what matters. We embrace peace without even knowing it. Most of us underestimate ourselves rating us as materialistic. In the swami photo shop I was thinking like, how i wished i could have one and all of the swamis and a big, big puja and nothing else in life. For a moment, that is the way I felt. My one regret in life is my apartment living where I do not have a puja room. I have to make do with a puja cabinet, that is all. It may be ok, but the swami photo shop reminded me how selfish we are to relegate a mere corner space in our home for our puja. In my parents home as well as old joint family home of in-laws, the puja was a separate room with a door and padlock.

I have decided to repeat the swami photo shop strolls in future at regular intervals. I do not mean in this context the latest showrooms catering to our spiritual needs like the one we have near Kabali temple. I am referring to single standalone swami photo shops that specialize in swami photos and framing. These are another category.

I love the kumkum, chandan shops as well. The archana thattu shops. The glass bangle shops. The flower shops. The thengai mandi. Arisi mandi. Woodpressed oil stores that are now back in business. Coffee bean grinding outlets. Now even Mylapore has deteriorated beyond recognition. Gone is the kind of temple town situated around the tank and temple that we grew up in. Yet those like the swami photo kadais survive against all odds retaining a stubborn foothold in the competitive world where to stay alive is phenomenal. The swami photo kadais are one of the last bits of connection some of us retain with the old world we have lost: that of our parents. I felt such a swell of fulfillment last evening having spent half an hour in a swami photo kadai and an hour and a half in a spiritual store, the kind of which we normally derive from a hearty darshan in temples.

Posted in Political

Billion & Counting: India’s Covid Vaccine Program.

#latepost

I am in India after over six months. I left in the third week of April from Chennai and soon on my leaving, there was a deluge of delta variant cases in the second wave that caught the locals with a shocking agility, extracting a heavy toll. The picture was gory in international media as burning pyres make for sensational stories. Nations could consign their own pressing issues to the backburners and distract their populations with dastardly views from India, where masses were swept under by covid surge owing to ‘mismanagement by government’, which wasn’t their case. True partially. We Indians got carried away that the first wave did not hurt us, we overvalued our curry immunity and underestimated the deadly virus and we paid for our mistake dearly. We hadn’t learnt our lessons from the UK or other European countries that were under brutal onslaught from the second wave. And we could have still made it, had it not been for our election campaigns that saw crowds swelling throwing caution to winds. However, that was in the past. Now here I am in my hometown after a hiatus of six months, and I see none wearing a mask! A billion vaccinations India has managed to administer, entirely locally manufactured. Covishield may be from/for Astrazeneca, but Covaxin which is DNA based, is hundred percent local Indian brand made by Bharat Biotech now winning WHO approval. It is a Himalayan feat literally and India does not stop with vaccinating her citizens. India is exporting the corona vaccine to some ninety nations, and to many of them as aid on humanitarian basis. No wonder this is not going down well with Europe or America. Airports closed down on Indians but that has not deterred my nation from going for the vaccination in a big, big way. It is as if there has never been the virus. Touchwood. Well done PM Modi ji, what a stewardship! India’s population is 1.3 billion so one can imagine the monumental success of the vaccine administration program. I am bearing testimony to how well my country is fighting the virus. Having a near normal life here, a great blessing. Meanwhile cases are soaring in the US hitting millions and taking a heavy toll. No BBC or CNN ready to do a lead story. My request to our PM is to go for booster dose next. We will have to keep ourselves abreast of every situation for next four to five years. India is chaotic, not at all organized, but through all this confusion we are still ticking! Somewhere somehow something is working and keeps us going hahaha!

Posted in Political

Farm Law Repeal: Good Governance More Important Than Big Ego, dear PM.

Extremely happy with the repeal of farm laws to the farmers’ delight, PM Modiji. I have not yet gone into details. To me, the citizens’ contentment must matter more over rules and regulations. Everything is arbitrary. Who defines what must be the thumb of the law. Who draws the lines and where. It is alright to bend a little, we are all human. It is alright to take a step back, hold up a decision, reverse gear. It does not mean you succumb, or that you stand defeated. You can revise, you can unlearn and relearn and you can totally change perspectives. We all evolve with age, and sometimes even within days. Whether this is a political gimmick or not, I welcome this change of heart in you dear Prime Minister. It is those who remain stubborn who have issues. Do what is good for the common man. My personal advice to you PM ji: like me, you have longest past over what remains of future. Be a good soul, gentle soul, kindred spirit. I would like to see you a bit loosening up. Thank you ji. We earn nothing killing hopes and destroying families. Let the common man be happy. Become a people’s man ji. Let the nation remember you the way we remember Chacha Nehru, the darling, with luv and luv only. May you never become a feared memory for generations to come. Hundred years to you! God bless!

PS: Foot in mouth moment for your cronies in social media. Always raise your voice and banner for what is right, for not what you want to be thought right.